Bank less,
get more
Open and use completely on app anytime, anywhere
No hidden charges
Automatically earn high interest rates without opening saving books
Instant access to unsecured loans
Open Übank and automatically get high interest rate of 3.6%
Just put your salary in Übank. Your money will automatically bring you 3.6% interest rate after 30 days without any requirement to open saving book.
Different from traditional saving books, Übank's automatic saving-account does not lock up your cash flow. You can partially withdraw and use your money in this account, yet still enjoy interest on the remaining balance.
Get unsecured loan within 5 minutes
Gain financial support without worries of lengthy paper works? Activate your lending limit at Übank app in just a few taps.
Once activated, this lending limit will be always available for you to:
- Withdraw cash at ATM when needed
- Make transfers and payments via the app
- Get loan without document preparation
*This service has not been provided yet.
Please stay tuned for it in the near future.
Enjoy zero-fee services
- No card maintenance/management fees for monthly or yearly
- No cash deposit fees
- No transfer and payment fees
- No loan application, loan approval, and loan disbursement fees
* Some free services are limited. Please see the price list for details
Servicing nationwide at VPBank branches, ATMs and CDMs
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240+VPBank branches are where you can visit if you have any cash demands
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200+VPBank Cash Deposit Machines nationally always available for your deposit needs
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630+VPBank ATMs nationwide are always ready for your withdrawal needs
Enter the Cashless World
Experience various payment methods by Übank applications and cards:
- Pay bills with the app and top-up mobile phone money
- One-touch contactless payment at merchants
- Payment by QR code
- Online shopping and many other gadgets